You may know about using apps to save money on some everyday expenses. But did you know that insurance apps can help you save money on your car insurance, too?
Save both money and time with these great apps that exist to make your life easier – even when it comes to insurance.
In this guide, we’ll show you our 9 favorite insurance apps to make the whole process smoother. Read on to learn how insurance apps can change your life!
1. Esurance Fuelcaster
Did you know that even if you’re not a customer of an insurance company, you can often use their insurance apps to help you out?
The Esurance Fuelcaster app is free, whether you’re a customer or not. This app will predict gas prices in the near future, so you can plan your fill-ups ahead of time to get the most for your money.
All you need to get started is your zip code. Then, the app will recommend either that you fill up today because a price hike is on the horizon, or that you wait because prices are predicted to fall soon.
This app even shows you a variety of nearby gas prices so you don’t have to drive around looking for the best price.
2. Allstate Drivewise
Use the Allstate Drivewise app, and you’ll be able to measure just how good your driving is.
This app tracks your behavior on the road, and offers rewards for good driving, as well as tips for areas you can improve in. If you’re an Allstate customer, you can get cash back and discounts on your premiums. However, even if you’re not a customer, you can still use their app.
As a non-customer, you’ll be rewarded by Drivewise with points, which you can redeem for gift cards, merchandise, and more.
When the app shows that you’re a good driver, you may want to check online insurance quotes to make sure you’re getting the good driving discounts you deserve.
3. Metromile Street Sweeping Alert
This app is perfect if you live in the city and struggle to find parking.
Never forget to move your car before a street cleaning again once you download this app. Although Metromile’s app does more, the street sweeping alert is the feature that really sets it apart from the rest.
Internal city schedule information through the app ensures you know when the next sweep is scheduled on any street. If you might get a ticket for not moving your car, the app will alert you 12 hours ahead of time. This gives you plenty of time to avoid the ticket – and the app can help you figure out where you should part instead.
So far, the service is only available in San Diego, Los Angeles, San Francisco, and Chicago, but we’d guess it will expand to new cities before long.
4. State Farm Driver Feedback
There are many insurance apps that focus on safe driving, but this one is unique. It focuses on three specific problem areas: decelerating, accelerating, and swerving.
All you need to do is place your phone somewhere secure, like a cupholder, and the app will give you scores in every category after a driving trip. It also offers advice on how to do better next time.
There is no discount associated with this app, but you’ll feel good knowing that you’ve maximized safety, gas mileage, and tire lifespan by driving well. You don’t have to be a State Farm customer to use this app.
5. Allstate Motor Club
The Motor Club app from Allstate is one of the best insurance apps to make sure you have assistance on the road when you need it, no matter where you are.
If you’re stranded somewhere remote, this app uses your GPS to find you and send assistance. Choose your specific issue from the menu to let them know what you need help with. They’ll also show you how long you’ll need to wait before help arrives.
This app requires you to be an Allstate member and pay a yearly fee to participate. However, it can save you money in the long run, especially if you frequently make trips through remote areas.
6. Esurance DriveSafe
If you have driving-age children, use the DriveSafe app from Esurance to maintain your peace of mind.
This app allows you to track how your teens are driving, and sends alerts based on factors that you set. For example, you can choose to get an alert if your teen is going over the speed limit, or driving past curfew.
Teens will also see a banner on their phones while driving, reminding them not to use the phone if the vehicle is moving. Later, you can review the driving record online and make sure your teens are safe and responsible.
You’ll need to be an Esurance customer to use the app, but if you are, it’s free.
7. Metromile Trip Optimization
Need to save time? Then you’ll want to use this feature of the Metromile app, which measures how long your trips usually take, and whether or not your speed varies.
This allows you to see what might be causing delays on trips you take regularly. Once you notice the patterns, you can change things up and optimize your route. You don’t need to be a Metromile customer to use the app.
8. State Farm CarCapture
Looking to get a new car? Use the CarCapture app to make it easy.
All you need to do is take a picture of a car you like. The app will show you its make and model, value, and what local dealerships you’ll find it at.
You don’t need to be a State Farm customer to use this free app, and it can prevent you from spending too much on a new (or used) car.
9. Esurance Video Appraisal
If you’re an Esurance customer, the video appraisal feature lets you chat with appraisers after you’ve filed an insurance claim. This allows you to get the information you need in less time.
Which Insurance Apps Will You Download?
If you’re not using insurance apps to save valuable time and money, you’re missing out.
Which of these apps will you try? Leave a comment and let us know!